Payments

Make getting paid the easy part.

Stuut turns open invoices into cash in the bank. Get paid effortlessly and keep processing fees off your margin.

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What makes Stuut so great?

01.

Faster cash

02.

Lower fees

03.

Less work

Leading Enterprises

Trust Stuut

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Why getting paid is still the bottleneck.

Without Stuut

Paying is a chore. Customers dig for bank details, read a card over the phone, or hunt for a portal to log into. Every extra step, the payment sits longer.

Card payments quietly eat 2.5% to 3.5% in interchange, more than the margin on some orders.

Bank details live in emailed PDFs and invoices — easy to intercept, alter, and spoof. A payment sent to the wrong account isn't caught until the cash is already gone.

Payments land in one system, remittance in another. Matching the two back together is manual work, every close.

With Stuut

Every message carries a payment link scoped to the invoice. One click, and customers pay by ACH or card.

Stuut shapes the method mix and routing so you stop bleeding margin on fees.

Payee details are locked in the portal, so every payment routes to the verified account. Nothing to intercept, redirect, or fake.

The payment is matched to the invoice the moment it's made. No reconciliation lag.

How it works

1/4

Send

A payment link in every message, tied to the invoice.

Every email, text, or call the collections agent sends can carry a payment link scoped to the right invoices. Stuut generates it automatically, embeds it in the message, and ties it back to the AR record. Customers never hunt for bank details or a remit-to address.

2/4

Pay

Customers pay by ACH or card in a click.

The link opens a hosted payment page. Customers pay by ACH or card, whichever fits their AP process, and get an instant confirmation.

3/4

Route

Route the mix to protect your margin.

Most B2B volume moves on ACH, wire, and check, while card interchange runs 2.5 to 3.5%. Stuut works as an orchestration layer across processors, steering toward the rail that fits each customer and the economics.

4/4

Apply

Paid, matched, and applied, with no reconciliation chase.

You always know which invoice a Stuut payment covers. The link is tied to one invoice, and the payment applies straight to it the moment it's made. No hunting for what the money was for, no matching after the fact.

How it works

Send

A payment link in every message, tied to the invoice.

Demo Request

Pay

Customers pay by ACH or card in a click.

The link opens a hosted payment page. Customers pay by ACH or card, whichever fits their AP process, and get an instant confirmation.

Demo Request

Route

Route the mix to protect your margin.

Demo Request

Apply

Paid, matched, and applied, with no reconciliation chase.

Demo Request

How it works

Capture

Every payment captured, every remittance read — the moment it lands.

Stuut connects to your bank feeds, lockboxes, and payment gateways so payments show up the moment they arrive. From there, AI extracts remittance data from emails, PDFs, web portals, and EDI files — whether the format is structured or completely unstructured.

Demo Request

Apply

Matching that understands context, not just invoice numbers.

Stuut matches across currencies, entities, and formats by drawing on customer history, payment patterns, and terms. Short-pays, overpayments, deductions, splits — 95% of those exceptions get resolved automatically using rules learned from your team's past decisions. The 5% that actually need a human get routed with full context so your team can act immediately.

Demo Request

Post

Cash posted to your ERP the same day it arrives.

Cash posts directly to your general ledger without waiting for an overnight batch or manual journal entries. Your books close faster because cash is visible the moment it's applied — not the next morning, not next week.

Demo Request

Learn

Every correction becomes policy. Every approval becomes strategy.

Stuut doesn't just process transactions — it learns from how your team works. Every exception your team resolves teaches the agent how to handle the next one on its own.

Match rates improve over time, the volume of exceptions that reach your desk shrinks every week, and the system builds institutional knowledge that never walks out the door.

Demo Request

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"Stuut is becoming the program to use from order entry to payment. Get full control of your complete process, detect issues very early, automate the boring work where employees can focus on difficult cases."

Edwin Naezer

Director, Value Creation @ Perkin Elmer

Ready for payment automation that works without you?

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I sent the link, they paid by ACH, and I already matched it to the invoice. Want me to do the same for the rest?

Speed to value

Live in days, not months

Legacy payment modules take months to configure: hosted pages, method rules, template links, reconciliation mapping. Stuut connects to your processor and your ERP, reads the open AR it already manages, and starts sending scoped payment links in days.

No separate module, no reconciliation project. Your team keeps working while Stuut ramps up.

ERP INTEGRATIONS

Plugs into what you already run

Your ERP stays. Stuut plugs in alongside it. No rip-and-replace.

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Trust & Security

Enterprise-grade security

any more questions?

FAQ

What payment methods does Stuut support?

ACH and card. Buyers pay whichever method fits their AP process, and Stuut keeps a record of what each customer uses.

How do customers actually pay?

Every collections message can carry a payment link scoped to the specific invoices. One click opens a hosted payment page where customers pay by ACH or card and get an instant confirmation. No bank details to copy, no remit-to address to find.

How does Stuut reduce the risk of payment fraud?

Customers pay through a hosted portal scoped to their specific invoices — one click, ACH or card, instant confirmation. Payee and bank details are locked in and verified on Stuut's side, so nothing sensitive is floating around in emails or PDFs for someone to intercept or alter. Every payment routes to the verified account, which closes the door on the wrong-account and invoice-swap fraud that hits AR teams.

Is it secure and compliant?

Card data is handled by PCI-compliant processors, not stored by Stuut. The platform is SOC 2, with encryption in transit and at rest and SSO/SAML for access control.

How does Stuut lower our cost to accept?

Card interchange runs 2.5% to 3.5%, which on a low-margin order can cost more than the margin itself. Stuut shapes the method mix and routes payments across rails toward lower-cost methods like ACH, so fees stop eating operating income.

Does the payment reconcile automatically?

Yes. Because the payment link is scoped to the invoice, a payment made through it is tied to that invoice the moment it is made. There is no separate remittance to chase and no bank-feed reconciliation to run.

What happens when a payment fails?

ACH returns, NSFs, and declined cards each trigger a re-collection cycle. Stuut ties smart retry into the collections cadence so a failed payment is handled in the existing follow-up flow instead of restarting the chase.

How long does implementation take?

Most customers are live in days. Stuut connects to your processor and your ERP and starts sending scoped payment links immediately. No separate payments module to stand up.

How is Stuut different from Versapay, Billtrust, or Paymentus?

Those are payment modules bolted on beside collections and configured by a different team. In Stuut, the agent that writes the dunning message is the same agent that generates the payment link and reconciles the inbound payment. One loop, no template drift, no reconciliation gap.

demo

Turn your invoices into cash.

Book a 15-minute demo and see payments that land already matched.

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Read the Bishop Lifting case study

Things stuut can handle

Explore more facets of our product

Collections

Autonomous outreach that actually collects.

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Credit

Risk assessment before terms are set.

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What makes Stuut so great?

Faster cash

Lower fees

Less work

Leading Enterprises

Trust Stuut

Why getting paid is still the bottleneck.

Without Stuut

With Stuut

How it works

Send

A payment link in every message, tied to the invoice.

Pay

Customers pay by ACH or card in a click.

Route

Route the mix to protect your margin.

Apply

Paid, matched, and applied, with no reconciliation chase.

How it works

Send

A payment link in every message, tied to the invoice.

Pay

Customers pay by ACH or card in a click.

Route

Route the mix to protect your margin.

Apply

Paid, matched, and applied, with no reconciliation chase.

How it works

Capture

Every payment captured, every remittance read — the moment it lands.

Apply

Matching that understands context, not just invoice numbers.

Post

Cash posted to your ERP the same day it arrives.

Learn

Every correction becomes policy. Every approval becomes strategy.

Ready for payment automation that works without you?

Speed to value

Live in days, not months

ERP INTEGRATIONS

Plugs into what you already run

Trust & Security

Enterprise-grade security

any more questions?

FAQ

demo

Turn your invoices into cash.

Things stuut can handle

Explore more facets of our product

Collections

Credit

Cash App

Payments

Security

Disputes & Deductions