Six New Capabilities. One Agent Built for How Your Business Actually Runs.

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How Stuut learned to handle your business's complexity

Ben Winter
CPO
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This quarter, we built end-to-end capabilities across the AR lifecycle around a simple idea: complexity is not an edge case, it is the work.

The hardest parts of AR are often undocumented, highly contextual, and difficult to standardize. Subsidiary-specific policies, customer questions that require insider knowledge, one-off formats, and operational exceptions routinely break generic workflows. Instead of simplifying those realities away, we designed for them directly

We shipped six new capabilities that give the agent the knowledge and structure complex businesses actually need.

Internal communications

Stuut can now communicate with your internal team, not just customers. Three capabilities ship together. First, it understands your internal contacts and account ownership structure. Second, collectors can email teammates directly from the account workspace, with replies automatically captured in context. Third, external threads can be forwarded to internal stakeholders, with attachments and responses routed back to where the work lives.

What this unlocks

Stuut becomes the coordination layer for cross-functional AR work. Loop in an AE during escalations, notify a CSM when an account is at risk, or route billing disputes to the right AM. The conversation, context, and next steps stay connected, so your team no longer has to act as the bridge between the agent and everyone else.

Multi-business unit support

Run multiple business units in a single Stuut instance, with BU-specific cash application rules, payment methods, email templates, and workflows. Reporting rolls up automatically at the parent level.

What this unlocks

Consolidate subsidiaries into one system instead of stitching together disconnected workflows. Scale from one business unit to twenty without rebuilding operations. Acquisitions no longer create months of manual AR cleanup.

Out-of-office awareness (OOO)

When someone is out of office, Stuut can pause outreach, reassign critical tasks, and resume workflows when they return.

What this unlocks

Your team can take time off without customer follow-up slipping through the cracks. The agent temporarily reassigns accounts, routes urgent work to backup coverage, and resumes ownership when the collector returns. PTO no longer becomes an operational risk for the AR team.

Playbooks

Define how your AR organization operates in one place: payment terms by segment, reason code definitions, escalation paths, outreach cadence, exception handling policies, and more. Stuut follows those playbooks, learns from outcomes, and recommends improvements over time.

What this unlocks

The operational knowledge that once lived only in a collector’s head now becomes institutional knowledge your team owns and the agent can apply consistently. As new edge cases emerge, your playbooks evolve alongside them, automatically.

Smarter Tasks

Before generating a draft, Stuut asks the questions it needs directly inside the task. Your team can answer or skip them, and the agent uses that context to produce a stronger response. Over time, it learns from those inputs so repetitive questions disappear.

What this unlocks

Higher-quality replies, less back-and-forth, and less tribal knowledge trapped in individual workflows. Your team spends less time correcting drafts and more time moving work forward.

Centralized Inbox

Stuut captures every inbound email across your shared AR mailboxes and matches it to the right account. From there, it runs throughStuut's AR agent now handles your business's real complexity: internal comms, multi-business units, OOO awareness, playbooks, smarter tasks, and inbound email. the same  workflows, tasks, and outcomes your team already uses, closing the gap between outbound in Stuut and inbound in your inbox.

What this unlocks

Nothing gets missed. Urgent issues are surfaced immediately, routine requests stop accumulating in shared inboxes, and your team gains a single operational view of incoming AR work.

If you want to talk through what this means for your team, book time with us.

Ben Winter

CPO

Ben brings over a decade of go-to-market and operations expertise to building AR automation that actually works. He was VP Marketing at Fairmarkit (where he met Tarek) and GTM executive at Waldo before co-founding Stuut. He focuses on operations, product, and marketing—ensuring the platform integrates seamlessly with existing ERP systems and delivers results in days rather than months.

Frequently asked questions  about DSO

Is a higher or lower DSO better?
Lower is better because it means cash reaches your account faster. A DSO of 35 days is better than 55 days if your payment terms are the same.
Does DSO include current AR?
Yes. DSO reflects the total dollar amount you're owed from outstanding invoices, including invoices that aren't yet due.
How does bad debt affect DSO?
Writing off bad debt reduces your AR balance, which artificially lowers DSO even though no cash was collected. Ensure your AR figure is net of bad debt reserves for accurate measurement.
Should I calculate DSO monthly or annually?
Both. Annual DSO tracks long-term trends, while monthly DSO helps you spot process problems quickly and take corrective action before they compound.
What's the difference between DSO and CEI?
DSO measures collection speed in days. CEI measures collection quality as a percentage. A company can have low DSO but poor CEI if they're writing off accounts aggressively.
Can I reduce DSO without upsetting customers?
Yes. Proactive communication before due dates, helpful reminders, and fast dispute resolution improve customer experience while accelerating payment.

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